Dental treatment finance
Dental treatment finance
Getting a healthy smile is a sound investment and doesn’t have to be a financial burden. At Hopkinson Dental you can spread the cost of your treatment over time with our flexible finance packages so we can find a way to fit in with your budget.
The advantages to using finance to fund your treatment are clear:
Makes treatment more affordable
by allowing you to spread the cost, you can opt to have the treatment you want, when you want it.
Greater choice of treatments
by making treatments more affordable, you can access a wider range of treatments and choose the one perfect for you.
Payment terms to suit you
with a range of options available, you can choose the one best suited to your circumstances.
No upfront deposit required
with the choice to opt for no initial deposit, you can avoid dipping into your savings or having to find a lump sum to start your treatment.
FAQ’s
We’ve tried to answer the most commonly asked questions here, but if there’s anything else you’d like to know, please speak to a member of the team.
Who can benefit?
Almost anyone, if you are over 18 and a UK resident, subject to status and usual credit checks. You don’t have to belong to a membership plan and you don’t need to be a regular visitor at this practice. Access to facilities will be subject to an online credit application.
What can I use it for?
You can use our finance options for just about any treatment we provide, although they’re particularly suited to cosmetic, restorative, orthodontic and dental implant treatments.
Please ask a member of the team for more details.
What’s the minimum and maximum I can finance?
Our range of finance facilities cover any treatment which costs over £350 and up to a maximum of £25,000.
How do I make the repayments?
Much like any other finance facilities, you repay them in monthly payments over an agreed term.
These payments are collected by Direct Debit.
How much will I pay?
With our interest-free facilities, you pay the cost of your treatment – no more, no less. In terms of the interest-bearing facilities, there will be an interest element which will be made clear to you at the outset. In both instances, we provide you with a quotation that shows the monthly payment over the term of the loan. There are no hidden costs and an upfront deposit isn’t always necessary.
How do I apply?
Once your treatment plan and costs have been agreed, you’ll be able to complete an easy-to-use online credit application.
How long does approval take?
The application takes just a few minutes to complete and the decision is given instantly.
If your application is approved, we can schedule treatment following the mandatory 14-day ‘cooling-off’ period.
What if the cost of treatment changes?
We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks. If costs decrease, options can be discussed with the credit provider (Medenta Finance Ltd).
A 0% APR representative example
| Treatment cost (cash price) | £3600 |
| Amount of loan | £3600 |
| Deposit | £0 |
| APR representative | 0% APR |
| Interest rate- fixed | 0% |
| Term (months) | 24 |
| Monthly payment | £150.00 |
| Total payment | £3600 |
